Rates

Rates effective as of 11/4/2016. APY = Annual Percentage Yield

Fees may reduce earnings.

Checking

CA$H REWARD$ Checking

BalanceMinimum Balance to Obtain APYInterest Rate*APY*
$0.00 - $50,000.00$0.011.98%2.00%
$50,000.01 - $150,000.00$50,000.011.00%1.00%
$150,000.01 and over$150,000.010.30%0.30%

*APY = Annual Percentage Yield. Qualifying transactions must post and settle to your CA$H REWARD$ Checking account during the monthly statement cycle. Transactions may take one or more business days from the date the transaction was made to post and settle to the account. ATM-processed transactions, transfers between accounts, and purchases made with non-Coatesville Savings Bank issued debit cards do not count towards qualifying debit card transactions. When the qualifications are met each statement cycle, surcharges and ATM fees incurred on the CA$H REWARD$ Checking account during the statement cycle will be reimbursed up to $20 and credited to the account on the last day of the monthly statement cycle. Interest accrues during the statement cycle at the non-qualifying APY of 0.05% on all balances greater than zero and is credited to the account on the last day of the monthly statement cycle as Interest Compounded. If qualifications are met during the statement cycle, the difference between the non-qualifying APY and the qualifying APY is credited to the account on the last day of the monthly statement cycle as Bonus Interest Paid. When qualifications are met, balances up to $50,000 receive APY of 2.00%; balances between $50,000.01 and $150,000 receive APY of 1.00% on the portion of the balance over $50,000; and balances over $150,000 receive APY of 0.30% on the portion of the balance over $150,000, resulting in a range from 0.31% to 2.00% APY. APYs are current as of 11/4/2016. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings. Account approval, conditions, qualifications, limits, timeframes, enrollments and other requirements apply. $25 minimum deposit is required to open the account. Enrollment in electronic services (e.g. online banking and receipt of electronic statements) may be required to meet some of the account's qualifications. Limit one account per social security number. There are no recurring monthly service charges or fees to open or close this account. Contact a Coatesville Savings Bank service representative for additional information, details, restrictions, processing limitations and enrollment instructions.

Ready Access Checking

BalanceInterest RateAPY
$25 - $24,9990.20%0.20%
$25,000 +0.40%0.40%

Minimum Balance required to Obtain Disclosed Annual Percentage Yield - Maintain the minimum balance of the applicable rate tier each day.

Scroll To Top

Checking

ProductMinimum Balance to Obtain APYInterest RateAPY
No-Fee Checking$0.000.00%0.00%
NOW Checking$500.000.10%0.10%
Fantasy Club Checking$100.000.10%0.10%
Scroll To Top

Savings

Scroll To Top

Statement Savings

BalanceMinimum Balance to Obtain APYInterest RateAPY
$100 - $2,499$100.000.05%0.05%
$2,500 - $9,999$2,500.000.10%0.10%
$10,000 - $24,999$10,000.000.15%0.15%
$25,000 & Up$25,000.000.20%0.20%
Scroll To Top

Savings Accounts

Minimum Balance to Obtain APYInterest RateAPY
Health Savings Account (HSA)

Product no longer offered - for existing accounts only

$100.000.05%0.05%
Kids Klub$1.000.10%0.10%
Holiday Club$100.000.10%0.10%
Vacation Club$100.000.10%0.10%
Scroll To Top

Money Market

BalanceMinimum Balance to Obtain APYInterest RateAPY
$500 - $9,999.99$500.000.10%0.10%
$10,000 - $24,999$10,000.000.15%0.15%
$25,000 - $49,999$25,000.000.20%0.20%
$50,000 & Up$50,000.000.40%0.40%
Scroll To Top

Certificate of Deposit

TermInterest RateAPY
3 Months0.10%0.10%
6 Months0.15%0.15%
12 Months0.30%0.30%
14 Months

Renewal rates only. Not available as a new deposit.

0.30%0.30%
18 Months0.40%0.40%
24 Months0.50%0.50%
30 Months0.75%0.75%
36 Months1.09%1.10%
42 Months

Renewal rates only. Not available as a new deposit.

1.00%1.01%
48 Months1.24%1.25%
51 Months

Renewal rates only. Not available as a new deposit.

1.24%1.25%
60 Months1.49%1.50%
72 Months1.59%1.60%
84 Months1.69%1.70%

Rates and offers subject to change and may be withdrawn without notice. Annual Percentage Yield (APY) is in effect as of 11/4/16 and assumes principal and interest remain on deposit for term stated. You must maintain a minimum balance of $250.00 in the account each day to obtain the disclosed the Annual Percentage Yield (APY). Minimum deposit required is $250. Penalty may apply for early withdrawal. Fees could reduce earnings on the account.

Scroll To Top

IRA Certificate of Deposit

TermInterest RateAPY
6 Months0.15%0.15%
12 Months0.30%0.30%
18 Months0.40%0.40%
24 Months0.50%0.50%
30 Months0.75%0.75%
36 Months1.09%1.10%
42 Months

Renewal rates only. Not available as a new deposit.

1.00%1.01%
48 Months1.24%1.25%
60 Months1.49%1.50%
72 Months1.59%1.60%
84 Months1.69%1.70%

Rates and offers subject to change and may be withdrawn without notice. Annual Percentage Yield (APY) is in effect as of 11/4/16 and assumes principal and interest remain on deposit for term stated. You must maintain a minimum balance of $250.00 in the account each day to obtain the disclosed the Annual Percentage Yield (APY). Minimum deposit required is $250. Penalty may apply for early withdrawal. Fees could reduce earnings on the account.

Scroll To Top

IRA Statement Savings

BalanceMinimum Balance to Obtain APYInterest RateAPY
$100 - $2,499$100.000.05%0.05%
$2,500 - $9,999$2,500.000.10%0.10%
$10,000 - $24,999$10,000.000.15%0.15%
$25,000 & Up$25,000.000.20%0.20%
Scroll To Top

Interest rates subject to change without notice. Fees could reduce earnings. All accounts are variable rate; the interest rate may change after the account is opened. Some accounts are subject to certain transaction limitations.

Installment Loans

Personal Loans

TermsInterest RateAPRSample Payment††
1 Year††11.500%11.500%$886.15
2 Years††11.750%11.750%$469.57
3 Years††11.990%11.990%$332.10

† APR (annual percentage rate)

†† APR and sample payment assume a $10,000 loan amount and no odd days interest.

Contact our Loan Department for more information on rates, terms & fees at 610-384-8282.

Scroll To Top

Mortgage Rates

Mortgage(Conventional)

TermsInterest RateAPR^PointsSample PaymentLoan to Value
10 Years3.375%3.697%0.00%$983.01Up to 90%
15 Years3.750%4.062%0.00%$727.22Up to 90%
30 Years††4.500%4.904%0.00%$506.69Up to 90%

^(APR) Annual Percentage Rate. Featured interest rate and APR is based upon a loan amount of $100,000 with a 20% down payment, 0 points and no odd days interest. Rates are subject to change without notice. Rates, points and APR will vary based on loan amount, property type, loan type and loan purpose. Certain conditions do apply. Please contact your local branch for more details.

†Payments do not include amounts for taxes and insurance premiums, if applicable, and that the actual payment will be greater.

††First Time Buyers receive ¼% rate reduction on a 30 year conventional term with automatic payment from a Coatesville Savings Bank checking account.

Refinance and Purchase
  • Appraisal Fees - $400
  • Construction Loan

    (without draws)

  • Appraisal Fee - $400
  • Final Inspection Fee - $90
  • Construction Loan

    (with draws)

  • Appraisal Fee - $400
  • Inspection Fees - $500
  • (plus closing costs)
    Scroll To Top

    Home Equity Loans

    You have several options for your Home Equity Loan. Choose the one that works best for you based on the rate and term.

    TermsInterest RateAPR^Sample Payment
    5 Years4.500%4.612% $1,864.30
    10 Years5.125%5.191% $1,066.78
    15 Years5.750%5.797% $830.41

    † The sample payment is based upon $100,000 borrowed. Monthly payments include principal and interest and may be lower or higher depending on your loan amount, or APR. Your APR will be based on the specific characteristics of your credit transaction, including evaluation of, combined loan-to-value, property type, amount of credit and term. Combined loan-to-value not to exceed 80%.

    Scroll To Top

    Home Equity Line of Credit - Prime-Arm

    • Maximum amount borrowed - $100,000
    • Variable interest rate based on Wall Street Journal Prime rate
    • Re-adjusts every month end - Current APR - 3.75% - Maximum APR that may be imposed is 18%
    • Contact us for more information on term agreement

    Coatesville Savings Bank has a policy of non-discrimination in lending on the basis of race, color, national origin, religion, sex, marital status, familial status, handicap status, age, or the receipt of public assistance, the borrower's good-faith exercise of rights under the Consumer Credit Protection Act. The Federal Agency that administers compliance with this law concerning this creditor is:

    FDIC - Consumer Response Center, 1100 Walnut Street, Box # 11, Kansas City, MO 64106

    Rates are subject to change without notice.

    Effective Date - December 21, 2016