Residential Construction & Lot Loans

If you're looking to build your dream home from the ground-up, you've come to the right place. We offer residential construction loans with flexible terms and competitive rates.


Residential Construction Loans
  • Competitive fixed rates
  • Flexible terms and affordable payments
  • Local decision-making for fast results
  • Interest-only payments during construction
  • Can roll into permanent mortgage at end of construction with only one closing
  • Save on closing time and costs
  • Non-owner occupied properties considered

Call us for details.

Lot Loans

Purchase the land you need to build your home or investment property to your own specifications. Our residential construction experts can help you navigate the process to obtain a lot loan, with personalized service and competitive rates. Ask us how!

  • Maximum advance is 65% of the lower of sales price or appraisal
  • 3 year term amortized over 30 years
  • 1 point charged at closing