CA$H REWARD$ Checking

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Instead of making you pay service fees and minimum balance charges, this checking account helps you keep more money in your wallet by rewarding you with high interest and nationwide surcharge and ATM fee refunds* every month! To earn these amazing rewards, you just need to do some simple banking basics that save you time and money.

Features
  • Checking that pays high interest:
  • 2.00% APY* on balances up to $50,000
  • 1.00% APY* on balances from $50,000.01 up to $150,000
  • 0.30% APY* on balances over $150,000
  • 0.05% APY* if monthly qualifications are not met
  • Nationwide surcharge and ATM fee refunds (up to $20 per month)*
  • $25 minimum deposit to open
  • No minimum balance to earn rewards
  • No monthly service charge
  • Unlimited check writing
  • Free online banking and bill payment
  • Free mobile banking and bill payment (coming soon!)**
  • Free eStatements
  • Free VISA® debit card for domestic use

**Message and data rates may apply. Check with your phone carrier.



Getting your rewards is easy


It's so easy to qualify for rewards that you are probably already doing it! To earn your rewards, simply do the following activities and transactions in your CA$H REWARD$ Checking account each monthly statement cycle:

  • Have at least 12 debit card purchase transactions post and settle to your account
  • Be enrolled in and receive eStatement notices

If you do not qualify, there is still no monthly service fee and you still earn interest at the 0.05% APY* base rate. Plus, you can get back to earning the huge rewards the very next monthly statement cycle.


*APY = Annual Percentage Yield. Qualifying transactions must post and settle to your CA$H REWARD$ Checking account during the monthly statement cycle. Transactions may take one or more business days from the date the transaction was made to post and settle to the account. ATM-processed transactions, transfers between accounts, and purchases made with non-Coatesville Savings Bank issued debit cards do not count towards qualifying debit card transactions. When the qualifications are met each statement cycle, surcharges and ATM fees incurred on the CA$H REWARD$ Checking account during the statement cycle will be reimbursed up to $20 and credited to the account on the last day of the monthly statement cycle. Interest accrues during the statement cycle at the non-qualifying APY of 0.05% on all balances greater than zero and is credited to the account on the last day of the monthly statement cycle as Interest Compounded. If qualifications are met during the statement cycle, the difference between the non-qualifying APY and the qualifying APY is credited to the account on the last day of the monthly statement cycle as Bonus Interest Paid. When qualifications are met, balances up to $50,000 receive APY of 2.00%; balances between $50,000.01 and $150,000 receive APY of 1.00% on the portion of the balance over $50,000; and balances over $150,000 receive APY of 0.30% on the portion of the balance over $150,000, resulting in a range from 0.31% to 2.00% APY. APYs are current as of 11/4/2016. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings. Account approval, conditions, qualifications, limits, timeframes, enrollments and other requirements apply. $25 minimum deposit is required to open the account. Enrollment in electronic services (e.g. online banking and receipt of electronic statements) may be required to meet some of the account's qualifications. Limit one account per social security number. There are no recurring monthly service charges or fees to open or close this account. Contact a Coatesville Savings Bank service representative for additional information, details, restrictions, processing limitations and enrollment instructions.