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Club Accounts - Holiday & Vacation

Holiday Club

Minimum Balance Required to Open Account $25.00
Minimum Balance to Continue Club $25.00
Minimum Balance required to Obtain Disclosed Annual Percentage Yield $100.00
Compounding Frequency Daily
Rate Information Fixed for the term of the account
Overdraft Protection Available No
Our Current Rates: RATES OF INTEREST AS OF 7/1/2011

 

Interest Rate APY*
0.25%

0.25%

At the end of the Holiday Club account period October 18, 2011, the funds in the account will be mailed to you by check to the address on the account.  You must deposit $25.00 to open this account you may not make withdrawals from your account until the maturity date. A penalty will or may be imposed for early withdrawal. 

 

Vacation Club

Minimum Balance Required to Open Account $25.00
Minimum Balance to Continue Club $25.00
Minimum Balance required to Obtain Disclosed Annual Percentage Yield $100.00
Compounding Frequency Daily
Rate Information Variable
Overdraft Protection Available No
Our Current Rates:  RATES OF INTEREST AS OF 7/1/2011

 

Interest Rate APY*
0.25% 0.25%

Transaction Limitations - You are permitted or authorized to make no more than (six) 6 transfers and/or withdrawals per statement cycle by means of preauthorized or automatic transfer by telephone, including fax, or with the bank's, home or internet service. If you exceed transaction limitations, there will be a $35.00 fee charged per incident. 

Early Closing Fee - Any Withdrawal will close the account, no accrued interest will be paid, and a closing fee will be assesed.

Renewal Policy - TGhis accoung wil not renew automatically at maturity.  On the maturity date, the account will be closed and all funds will be mailed to you at the address we have on file for this account.

Annual Percentage Yield (APY) is effective as of July 1, 2011. Interest rates subject to change without notice. Fees could reduce earnings. All accounts are variable rate; the interest rate may change after the account is opened. Account is subject to certain transaction limitations.

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